United Kingdom: Google Payment
Overview
Google Payment Limited is Google’s UK regulated payments entity. It is registered in England and Wales as a private limited company under company number 05903713. The company was incorporated on 11 August 2006.
The company’s current registered office is 280 Bishopsgate, London, United Kingdom, EC2M 4AG. This is a correction to the previous GMFM profile, which listed 5 New Street Square, London EC4A 3TW.vGoogle Payment Limited is classified under SIC 64999, financial intermediation not elsewhere classified.
Ownership and group status
Google Payment Limited is part of the Alphabet/Google group. Companies House persons-with-significant-control records identify Alphabet Inc. as the active person with significant control, with ownership of 75% or more of shares and voting rights and the right to appoint or remove directors.
Google Payment Limited should therefore be treated as a controlled Alphabet/Google group entity.
Governance and management
The current statutory directors of Google Payment Limited are Valentine Anthony Bohan, Michael Davis, Pedro Maria Aizpun Morales, Stephen John Ratcliffe and Sarah-Jayne Williams.
Abogado Nominees Limited is the active company secretary, appointed on 1 June 2026. Taylor Wessing Secretaries Limited resigned as company secretary on the same date.
Regulatory status
Google Payment Limited is authorised and regulated by the UK Financial Conduct Authority as an electronic money institution. Its FCA reference number is 900008.
As an authorised electronic money institution, Google Payment Limited is authorised for the issuance of electronic money and a range of payment-services activities, including payment-account services, execution of payment transactions, issuing payment instruments or acquiring payment transactions, money remittance, account information services and payment initiation services.
Google’s own regulatory materials state that, as an electronic money institution, Google Payment Limited is subject to regulatory requirements including capital requirements, safeguarding/liquidity obligations, senior-management requirements, systems and controls, operational separation of e-money issuance from other business risks, and anti-money-laundering requirements.
Brexit and EEA structure
Google Payment Limited no longer operates across the EEA through a UK passport. TheBanks.eu states that, from January 2021, Google Payment Limited was no longer authorised to operate in EEA member states because of Brexit, and that EEA-based services are provided through Google Payment Lithuania UAB.
For GMFM, this means Google Payment Limited should be treated primarily as Google’s UK regulated payments entity, not as the group’s active EEA payments vehicle.
Business model and services
Google Payment Limited is focused on processing payment activity related to Google. It serves as the regulated UK entity for Google payment services, including e-money issuance and payment services connected to Google products and services.
The company’s turnover should not be interpreted as Google’s full UK consumer-payments volume, Google Pay transaction value, Google Play revenue, advertising revenue, or wider UK platform revenue. It is the turnover of the regulated Google Payment Limited legal entity.
The company is not a bank. It is not authorised to accept deposits from the public or to lend out customer funds, and it does not participate in a deposit-guarantee scheme. As an electronic money institution, it is legally required to safeguard customer funds under the applicable regulatory framework.
